NFM Lending

Todd Joseph Raley  

 

Welcome to NFM, Inc., America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!

203(k) Program

Have you found a good home at a great price that just needs a little work? Do you already own a home that could use some upgrades? The 203k loan may be the program for you.  Learn More

Document Checklist

Applying for a loan? You may be asked to provide some or all of the documents on this list during the loan application. Getting these items in as soon as possible will help speed up your loan process.  Learn More

Home Buyer's Checklist

House hunting can be a whirlwind of an experience. It is easy to forget or confuse different features of the many houses you will see. Here is a detailed checklist to assist in finding the perfect home for you. Make sure you print several copies of this before you start your search.
 Learn More

Mortgage Glossary

Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand the foreign language of the mortgage world as you speak with realtors and loan officers. Learn More

Moving Checklist

Moving can be a very stressful experience unless you are prepared. Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life, moving day.  Learn More

Ready to Refinance

Are you ready to refinance your home? Can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.  Learn More

 
 

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Todd Joseph Raley

Branch Manager
NMLS ID#: 158874
9626 Deereco Road
Timonium, MD 21093
Phone: 443-712-2101ext-101
Fax: 443-712-9101
traley@nfmlending.com
Licensed by the New Hampshire banking department - License no. NH158874
Georgia Mortgage Loan Originator License 25140