Essential Roles
Processor The Processor obtains and prepares loan documents, credit documents, appraisals, etc., to complete loan files. In addition the Processor maintains and updates records and files for processing of each loan and verifies for accuracy and completeness.

Underwriter
The Underwriter is responsible for underwriting loans and ensuring that all loans are compliant with department guidelines, state and federal laws, and lending regulation. In addition the Underwriter clears conditions and expedites loan closings.

Quality Control
The Quality Control Analyst is required for performing internal audits on all loan files and communicating any findings to the underwriter and/or loan processor. The Quality Control Analyst acts as a final filter; only allowing files that meet NFM, Inc’s standards to pass.

Closer
The Closer is responsible for auditing the loan files for the purpose of preparing Closing documents. The Closer works closely with all involved parties to ensure timely and complete closing packages.

Post-Closer
The Post-Closer is responsible for reviewing files for completion and accuracy. In addition, they are responsible for stacking, scanning, and transmitting files to investors. The Post-Closer is also responsible for handling all requirements and requests from investors.